Cross-Border Wire Transfer Fees: Canada-USA
RBC $45, TD $50, CIBC $30-80. FX markup 2.5-3%. Wise alternative $2-8 fee, zero FX markup.
Bank fees
- Outbound RBC: $45.
- Outbound TD: $50.
- U.S. inbound: $10-20.
- Intermediate banks: $10-25 each.
- Wise: $2-8 fixed fee, real rate.