Transferts FIL cross-border: frais Canada-USA
RBC $45, TD $50, CIBC $30-80. FX markup 2.5-3%. Wise alternative $2-8 frais, zéro markup FX.
Frais banques
- Frais sortant RBC: $45.
- Frais sortant TD: $50.
- Frais entrée US: $10-20.
- Banques intermédiaires: $10-25 chacune.
- Wise: $2-8 frais fixe, taux réel.